一个二十万的两卧室,收入租金一千三.
DOWNPAY:25%, 50,000
Closing Fee:1500
MORGTAGE:150,000
Morgtage Rate:Prime-0.75/%=3.75%
Monthly payment:771.20
MAINTANCE FEE:500/M
Property Tax+other Cost:100/M(Avg.)
Monthly Cost=1371.2
you need extra pay:71.2/M
After 25Y,you total invest:72860.
You get:200,000.
your Avg Investment increase rate:3.2%
所以,按你条件,投资确实不合适.
可是,如果控制一下成本的话,还是可以做的.我刚查了以下MLS.根据行情,来算一个例子.
Listing Price:170,000
25%Down Payment:42500
Closing Fee:1500
Morgtage:127500
Monthly Pay:655.52
Maintance Fee:440/M
Property Tax+other Cost:100/M(Avg.)
Total:1245(App.)
Rental Income:1300/M
Total Investment:45500
your Avg Investment increase rate:6.99%
接近7%的投资回报,是否也可以考虑呢?
DOWNPAY:25%, 50,000
Closing Fee:1500
MORGTAGE:150,000
Morgtage Rate:Prime-0.75/%=3.75%
Monthly payment:771.20
MAINTANCE FEE:500/M
Property Tax+other Cost:100/M(Avg.)
Monthly Cost=1371.2
you need extra pay:71.2/M
After 25Y,you total invest:72860.
You get:200,000.
your Avg Investment increase rate:3.2%
所以,按你条件,投资确实不合适.
可是,如果控制一下成本的话,还是可以做的.我刚查了以下MLS.根据行情,来算一个例子.
Listing Price:170,000
25%Down Payment:42500
Closing Fee:1500
Morgtage:127500
Monthly Pay:655.52
Maintance Fee:440/M
Property Tax+other Cost:100/M(Avg.)
Total:1245(App.)
Rental Income:1300/M
Total Investment:45500
your Avg Investment increase rate:6.99%
接近7%的投资回报,是否也可以考虑呢?