本文发表在 rolia.net 枫下论坛Accident brief: happened in a parking lot of shopping mall where my car was legally parked and unattended, a van hit the back of my car and left a light scratch, a lady eye-witnessed the entire happening and voluntarily left her contact info for witness purpose. the guy in the van refused to remain in the scene and just drove away with being appearing "do whatever you do and I don't care" which was truely annoying.
My actions: 1. wrote down the plate license number and communicated the lady to make sure she's willing to be witnessFile a hit & run report with police station close to the site where this accident happened;
2. called my insurance company within 24 hours to report this accident and provided the file number of police;
3. went to designated auto shop for repairs assessment ~$1000;
4. received a call from my adjuster that she confirmed with us we don't need to pay for repairs even we have deductible and also it'll not be considered as the forgiveness, which means NO any financial impact to you or your insurance rate, but definitely the guy got screwed up on his driving records and insurance premium.更多精彩文章及讨论,请光临枫下论坛 rolia.net
My actions: 1. wrote down the plate license number and communicated the lady to make sure she's willing to be witnessFile a hit & run report with police station close to the site where this accident happened;
2. called my insurance company within 24 hours to report this accident and provided the file number of police;
3. went to designated auto shop for repairs assessment ~$1000;
4. received a call from my adjuster that she confirmed with us we don't need to pay for repairs even we have deductible and also it'll not be considered as the forgiveness, which means NO any financial impact to you or your insurance rate, but definitely the guy got screwed up on his driving records and insurance premium.更多精彩文章及讨论,请光临枫下论坛 rolia.net