Who pays for the damage to my vehicle in the car accident?
One of the most misunderstood things in car accident cases is who pays for the damage to the vehicle following the car accident.
Logic would tell you that the wrong-doer responsible for the accident would have to pay for the damage. This makes complete sense, but sometimes, the law doesn't.
Under Ontario's no-fault accident benefit system, your own car insurance company pays for the damage to your vehicle, no matter whose fault the accident was. So, even if you were hit by a drunk driver who ran a red light, and he was pled guilty to drunk driving and dangerous driving, and he also wrote you a lengthy apology note admitting his guilt, it won't matter. Your car insurance company pays for the damage to your vehicle.