本文发表在 rolia.net 枫下论坛最近看了不少朋友出了车祸,但不知如何处理..我想不少人在买保险的时候, 只比较了价格,很少顾及万一出事后的索赔程序以及其他事项... 其实这个影响也很大的..最近看书,发现有些问题很有帮助..
interview prospective insurer:
1) are u a direct writer or an independent agent?
2) what is your past claim experience with people like me?
3) will filing a claim raise my premiums?
4) how soon can i expect payment if i file a claim?
5)how and when can you cancel or refuse to renew my coverage?
6) how often will my premium rise?
7) how often are policies renewed? a year or six month?
8) where does your coverage apply?
9) what discounts do u offer?
10）if i have an accident and i am a driver at fault, how long the record will keep?
11) should i report any accident to u? even the damange is several hundreds dollors?
12) what's difference between i make a claim or not if i have a accident ? does it influence my primium?
10-12 is questiones i added..
spend time to read each company's policy.u can ask agency to give u a copy of the policy you're considering and guide your throught it,page by page.
shop about different insurer or ask some agency to remmanded differnt insurer.更多精彩文章及讨论，请光临枫下论坛 rolia.net
interview prospective insurer:
1) are u a direct writer or an independent agent?
2) what is your past claim experience with people like me?
3) will filing a claim raise my premiums?
4) how soon can i expect payment if i file a claim?
5)how and when can you cancel or refuse to renew my coverage?
6) how often will my premium rise?
7) how often are policies renewed? a year or six month?
8) where does your coverage apply?
9) what discounts do u offer?
10）if i have an accident and i am a driver at fault, how long the record will keep?
11) should i report any accident to u? even the damange is several hundreds dollors?
12) what's difference between i make a claim or not if i have a accident ? does it influence my primium?
10-12 is questiones i added..
spend time to read each company's policy.u can ask agency to give u a copy of the policy you're considering and guide your throught it,page by page.
shop about different insurer or ask some agency to remmanded differnt insurer.更多精彩文章及讨论，请光临枫下论坛 rolia.net