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Just image, over the counter, you and the teller can both observe the money, you can make sure your money is going to your account for sure.

Through the ATM, somebody working for the bank, who is getting paid 10 maybe 8 dollor per hour, is doing it without your observation....

Usually bank is not taking the responsibility for the cash deposited through ATM. Think about it, what if I deposited nothing but I punched in the ATM for $10,000 cash deposit. The bank is not stupid.

Don't waste your time finding a lawyer for that cause you are in no position winning the law sue.

Check is different. You have something written on paper which is traceable.
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  • 枫下家园 / 理财投资税务 / My bad bank experience
    本文发表在 rolia.net 枫下论坛From: Xia Quan <xia_quan@HOTMAIL.COM>
    Subject: My bad bank experience

    Based upon my bad experience, I would recommend you NOT to choose Bank of Montreal.

    I deposited $2830 into my account through ABM machine, and then a month
    later (after I received my bank statement),
    I surprisingly found that they debited $2830 from my account and credited
    $1830 into my account.

    Thus they adjusted my deposit amount with $1000 short, without even to
    notify me.
    And of course, I can not take is easy. I knew that I did not make any error,
    because I counted several times to make sure that there was no counting
    error.

    I requested them to show me the original deposit slip where the deposit
    amount is
    itemized. They said that they did not keep it.

    I thus complained: "If you make any adjustment on my ABM deposit amount,
    first of all, you got to notify me. Second of all, if you ever make any
    adjustment,
    you have to keep my original deposit envelope and the yellow deposit slip.
    Otherwise you are destroying the evidence, and customers can be easily
    the victims of either your paper work error or your internal fraud."

    I have taken this matter to their Onbudsman, and then to the Onbudsman of
    Canadian Bank Association.

    So far, they offerred to compensate me $500 only. And I still lose $500.

    And right now, I am just afraid of using their ABM machines.

    I hope my experience will help you.

    If anyone who has come across similar situation, please
    reply to me. I am looking for justice.



    ----- Original Message -----
    From: QPZ <q.p.zheng3@NTLWORLD.COM>
    To: <UTCHINESEG-L@LISTSERV.UTORONTO.CA>
    Sent: Sunday, February 11, 2001 9:32 PM
    Subject: Which bank is the best


    > I am going to open a bank account. Which bank is the best from your
    > experience in Toronto/Mississauga area?
    >更多精彩文章及讨论,请光临枫下论坛 rolia.net
    • Try to contact a lawer and sue the bitches and the sons of the bitches.
    • If you deposit cash to ATM, you've made a huge mistake by yourself. Never ever deposit cash to ATM. Never.
      • Why not?
        • Just image, over the counter, you and the teller can both observe the money, you can make sure your money is going to your account for sure.
          Through the ATM, somebody working for the bank, who is getting paid 10 maybe 8 dollor per hour, is doing it without your observation....

          Usually bank is not taking the responsibility for the cash deposited through ATM. Think about it, what if I deposited nothing but I punched in the ATM for $10,000 cash deposit. The bank is not stupid.

          Don't waste your time finding a lawyer for that cause you are in no position winning the law sue.

          Check is different. You have something written on paper which is traceable.
    • When did that happen? Where? Did he write the letter to the local media? Did he contact a lawyer? What was the $500 compensation based on? What other excuses do they have?