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Royal bank and 蒙特利尔银行 both have branch in Beijing.

Royal bank and 蒙特利尔银行 both have branch in Beijing. 蒙特利尔银行in Beijing can help u apply master card when u are still in China.but they need deposit.(I have 蒙行's account .)Royal will give a visa card without deposit when u reach Canada.but the Royal bank's visa may need annual fee (depand on what kind of visa you choose, the fee will between 0 to $20)
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  • 相约北美 / 定居入籍 / 正在准备登陆,看了看TD的Account,有点晕。大家选择的是什么样的账户、信用卡?
    • 第一次开户用的帐户通常选CHECKING ACCOUNT。其它的慢慢再说。
    • 你可以开两个账户,一个CHECKING,一个SAVING。CHECKING的钱用于开销,SAVING用于生利息,每月把开销的钱从SAVING里转到CHECKING。如果申请信用卡,需要存一个定期。
      • Checking,Saving有多种,晕。信用卡也不知道需要多少保证金。 呵呵 蒙特利尔银行在北京有个分行,不知道有人在他那开过户么?在多伦多,蒙特利尔银行的营业点多不多?
        • Royal bank and 蒙特利尔银行 both have branch in Beijing.
          Royal bank and 蒙特利尔银行 both have branch in Beijing. 蒙特利尔银行in Beijing can help u apply master card when u are still in China.but they need deposit.(I have 蒙行's account .)Royal will give a visa card without deposit when u reach Canada.but the Royal bank's visa may need annual fee (depand on what kind of visa you choose, the fee will between 0 to $20)
          • Thanks a lot.
      • 一般来讲,存saving也没有多少利息,存saving的唯一一个好处是,只在cheching account里面放少量钱,这样如果你的支票丢失,或者别人盗用你的账号,你最多损失掉这些钱。
        比如你把5000全放checking 里面, 别人捡了你的支票,开个4000走了, 你就哭吧。我一般是cheching只放500,大额支票是开过了再从saving转钱
        • No, they won't! The guy has to deposit the cheque and there will be record. The bank will not cash the cheque right away.