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枫下家园 / 住房话题 /
tor
买房子,请教大家
我是新移民,想买房子,但是据说要有工作才可以,我刚来几天,因为钱要用在做生意上,所以买房子必须贷款,请问各位有什么办法吗?
谢谢大家买房子,请教大家
我是新移民,想买房子,但是据说要有工作才可以,我刚来几天,因为钱要用在做生意上,所以买房子必须贷款,请问各位有什么办法吗?
谢谢大家
-wwq29(wwq29);
2003-1-3
{150}
(#952552@0)
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talk with the bank's mortgage representitive. Quite possible that if you can put 35% as downpayment, they will grant you the mortgage. Good luck!
-lusi(丑小鸭);
2003-1-3
(#952560@0)
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谢谢,我想我可以付25%--30%
如果想只付5%是否需要找个朋友的公司来帮忙
因为我看到银行的条款上面写着买多少钱的房子,需要最低收入担保是多少
-wwq29(wwq29);
2003-1-3
(#952566@0)
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如果你能付35%,everything is ok. 25% is still fine. 否则的话,会比较困难,但也不是说完全不行。银行要考虑风险,你也一样,所以不妨缓一缓,如果你的压力太大的话。
-fishlonely(准备改hunting了);
2003-1-3
(#952574@0)
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压力到不是很大,因为我要用钱来运做生意,所以希望首付越少越好
35%是否真的没有问题,银行可以借给我呢?
需要看我的银行户头里存款数目吗?
-wwq29(wwq29);
2003-1-3
(#952581@0)
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需要看我的银行户头里存款数目吗?they will ask for some kind of proof that you have 35% as downpayment. 银行户头里存款数目 is definitely a solid proof.
-lusi(丑小鸭);
2003-1-3
(#952585@0)
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这些问题我不会开玩笑的。至于你的银行存款,他们很少看,但有些要你在CLOSE的前一周提供,但很少碰到。
-fishlonely(准备改hunting了);
2003-1-3
(#952608@0)
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今天问了一个地产经济他说35%,也要找抵押的东西才行,不知道信谁的了,真郁闷!!!!
-wwq29(wwq29);
2003-1-6
(#960257@0)
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抵押房子. no problem
-holly999(酒肴肴);
2003-1-7
(#961412@0)
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fishlonely说得挺清楚的了。细节问题,你去跟银行或贷款中介谈吧。谈谈不会损失什么,也不会有不良记录。
-rollor(Rollor);
2003-1-3
(#952606@0)
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谢谢大家
-wwq29(wwq29);
2003-1-3
(#952659@0)
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呜呜呜,又来一个有钱人,难怪房价疯涨,俺们穷人看来是没指望买房子了。:-(
-cobra(Cobra);
2003-1-3
(#952711@0)
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that is why Canada needs immigrants.
-hucan(whocan);
2003-1-6
(#960263@0)
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Bank branch rate is the normal one, I know a person who work for mortgage wholesale which will offer better rate. If you have interesting pls call Helen Wong 416-833-1282
-284u(pin);
2003-1-3
(#954376@0)
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我是HAMILTON的,找贷款经济要付多少钱?如果他能帮我做到20%以下,到可以考虑找否则,找他们没有多大意思吧?
-wwq29(wwq29);
2003-1-6
(#960251@0)
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你不用付钱,有银行、金融机构呢
-d2o(Mission Impossib);
2003-1-6
(#960287@0)
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老兄,你买房有经纪人没有?你的经纪人给你解释这些东西没有?看来你在这些基本问题上应该扫扫盲。
-rollor(Rollor);
2003-1-7
(#961272@0)
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As far as I know, if you can put up 25% down payment, your finance is approved. Under 25% is questionable. Need an agent in Hamilton? I have a good one. She will help you on this.
-1499728inc(bank);
2003-1-7
(#961279@0)
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基本的标准是你可贷到年收入(税前)的1/3。例如,你年收入6万,你每年可以贷到2万,平均到每月不到2千。你可以和银行去谈,但要自己先想好,如果银行问你任何偿还贷款,你怎么回答。
-fisher38(渔父);
2003-1-7
(#961288@0)
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我找过经济人,一个多伦多姓袁的,他说如果可以付35%,就不用有工作也可以
-wwq29(wwq29);
2003-1-7
(#962409@0)