This topic has been archived. It cannot be replied.
-
枫下家园 / 住房话题 / 谁知道现在能拿到的4年期和5年期最好利率是多少?俺的--4年--4.85, 5--5.15
-xiaopang(xiaopang);
2003-1-13
(#973759@0)
-
5year4.95%.
-xyfang(孤人);
2003-1-13
(#973867@0)
-
Where, where? Could you please tell me? Thanks in advance!!!
-xiaopang(xiaopang);
2003-1-13
(#973904@0)
-
where to get 5.15 for 5 years? the lowest i know is 5.25% now
-sheepsheep(捣把浆糊);
2003-1-13
(#973913@0)
-
HSBC
-xiaopang(xiaopang);
2003-1-13
(#973918@0)
-
俺又想多句嘴,已经有很多朋友计算过了,贷款期限的锁定最好不要超过一年,浮动利率最好,但是还款方式较其他有不足,不能biweek和double pay。所以比较合适和灵活的还款方式是一年biweek,如果你的收入高也可考虑一年double pay。
-mqu27(泥泥燕);
2003-1-13
(#973951@0)
-
Mortgage 可没这么简单。打个极端的比方:如果今年开始经济复苏,利率持续走高,5年close is better than 1 year. now you get 3.65% vs my 5.25%,but 3 years later, you will have to bear 9% while mine will still be 5.25%.
-sheepsheep(捣把浆糊);
2003-1-13
(#973991@0)
-
这个问题咱俩就别挣了,这是银行risk management 探讨的话题。有句话说的好,凡是敌人提倡的我们就要坚决反对。具体的个案具体分析。
-mqu27(泥泥燕);
2003-1-13
(#973997@0)
-
没和你争啊。另外,敌人提倡的东东从1个月到10年都有。
-sheepsheep(捣把浆糊);
2003-1-13
(#974041@0)
-
There is open prime-0.75 with a cap of 6%. Do you think it is good?
-airforce1(small head poppy);
2003-1-13
(#974253@0)
-
俺也多句嘴:浮动利率其实是可以biweek和double pay,而且每年可以另外多付20%以上。选银行时要问清楚。:)
-dundas888(登达寺);
2003-1-13
(#974012@0)
-
矛盾矛盾,好利率的银行就不行,利率高的就行。我当时也是到处打听,你知道那家银行有这种方式?
-mqu27(泥泥燕);
2003-1-13
(#974136@0)
-
多了去了。倪小燕,到底想聊解设么,我帮你查。
-sheepsheep(捣把浆糊);
2003-1-13
(#974279@0)