This topic has been archived. It cannot be replied.
-
枫下家园 / 住房话题 /
tor
Help!! want to buy a house but without enough 25% downpayment, so I we plan to borrow money from China when we go back China. The problem is ......The problem is what I should do when we come in Canadian customs, how to declare and how to save these cash into my account?? Who know? Thanks Lots!
-nancyzuo(nancy);
2003-2-7
{148}
(#1026372@0)
-
Canadian Custom announced recently that travellers have $10k limit. As far as I know, you can pay as low as 5% down payment, providing that you have steady, sufficient income and pay mortgage insurance.
-1499728inc(bank);
2003-2-7
(#1026418@0)
-
Thank you!! That means I can't take more than $10k into Canada. We have to pay 25% because we don't have jobs. Does anyone know a way? Thanks again.
-nancyzuo(nancy);
2003-2-8
(#1029227@0)
-
$10k is the limit for cash. you can bring 本票,汇票,或直接从国内汇钱到你加国帐上。
-sheepsheep(捣把浆糊);
2003-2-8
(#1029232@0)
-
If I bring in check, do I need pay tax next year?
-nancyzuo(nancy);
2003-2-8
(#1029234@0)
-
tax is related to yr income, not deposit. if have interest income from the money in canadian banks, you pay tax
-sheepsheep(捣把浆糊);
2003-2-8
(#1029237@0)
-
if I bring a check, do I need to declare in the Canada's customs?
-nancyzuo(nancy);
2003-2-8
(#1029247@0)
-
no. they are worrying about washing money, you have to go to banks to cash that check, so they don't wrong about check
-sheepsheep(捣把浆糊);
2003-2-8
(#1029251@0)
-
I heard that I need to pay 3% in China for the check I took from China to Canada. Is that right?
-nancyzuo(nancy);
2003-2-8
(#1029262@0)
-
have no idea, i didn't pay
-sheepsheep(捣把浆糊);
2003-2-8
(#1029269@0)
-
Good News! Can you tell me how you did?
-nancyzuo(nancy);
2003-2-8
(#1029272@0)
-
first of all, your money should be 现汇,secondly, the money should be under the name who is a foreigner or have long-term visa, lastly, you can verify that money was from outside of china
-sheepsheep(捣把浆糊);
2003-2-8
(#1029275@0)
-
sorry I am confused. Can you explain it for me?1."Xian Hui" means foreign currency in a bank account?
2. the account is not mine. why?
3. outside china such as Hongkong? why?
We have money in China.
-nancyzuo(nancy);
2003-2-8
{158}
(#1029280@0)
-
Could you please explain more on "the money should be under the name who is a foreigner or have long-term visa", how does it work? Thanks in advance.
-xiaopang(xiaopang);
2003-2-9
(#1030761@0)
-
If my parents visit us, how much cash can they take? Should they declare at Canada's customs?
-nancyzuo(nancy);
2003-2-8
(#1029236@0)
-
under $10, no need to declare
-sheepsheep(捣把浆糊);
2003-2-8
(#1029241@0)
-
Thanks! $10k for each person, right?
-nancyzuo(nancy);
2003-2-8
(#1029246@0)
-
I think so
-sheepsheep(捣把浆糊);
2003-2-8
(#1029252@0)
-
Sheepsheep, many thanks to you! I got very useful information from you. I think I know how I should do.
-nancyzuo(nancy);
2003-2-8
(#1029303@0)
-
good luck
-sheepsheep(捣把浆糊);
2003-2-8
(#1029306@0)
-
Can you please share your idea with me then? I'm facing the same problem. Thank you very much.
-xiaopang(xiaopang);
2003-2-9
(#1030751@0)
-
hi, sheepsheep, could you please give more info on this? How can I "直接从国内汇钱到你加国帐上"? I don't have a chance to go back to china recently, and no existing bank account in China under my name now.
-xiaopang(xiaopang);
2003-2-9
(#1030756@0)
-
I bought a house one year ago. I didn't have enough down payment, so I bought 25k personal loan from bank. The interset is 6.25%
-datong(shanxiren);
2003-2-8
(#1029239@0)
-
I think you have job. But I don't have, my husband will lost. So we have to pay 25%.
-nancyzuo(nancy);
2003-2-8
(#1029243@0)
-
if your credit history is good, it is possible for you to get mortgage even if you both don't have jobs and your downpay is lower than 25%
-sheepsheep(捣把浆糊);
2003-2-8
(#1029249@0)
-
I will try this way by asking the bank directly. At same time I also want to pay more because it could save money.
-nancyzuo(nancy);
2003-2-8
(#1029253@0)
-
you are right. one more thing: banks will have different view regarding your case, it's normal that one bank reject you and another say OK, so ask more
-sheepsheep(捣把浆糊);
2003-2-8
(#1029258@0)
-
I will.
-nancyzuo(nancy);
2003-2-8
(#1029274@0)
-
I paid 35% down payment.
-datong(shanxiren);
2003-2-8
(#1029255@0)
-
can we use personal loan as the downpayment? The interest is better than you pay the insurance?
-nancyzuo(nancy);
2003-2-8
(#1029265@0)
-
Yes,you can. I requested personal loan one day before the close date.
-datong(shanxiren);
2003-2-8
(#1029403@0)
-
How about I bring cash more than $10k without declaration and put in a coffer?
-nancyzuo(nancy);
2003-2-8
(#1029257@0)
-
I found a website http://canadaonline.about.com/cs/customs/. Maybe I could find some useful information about their regulations.
-nancyzuo(nancy);
2003-2-8
(#1029271@0)