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枫下家园 / 住房话题 /
tor
请问大家:我的经济人说要先取得银行同意贷款才可以下OFFER,是这样吗?有个疑问,房子的价格还没有和房东讲。。那要和银行说房子多少钱啊?
-cici726(瑶瑶);
2003-2-19
(#1050135@0)
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I think you can put a conditional offer say if cannot get the mortgage within xx days then this offer is invalid
-jchonc(James);
2003-2-19
(#1050139@0)
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我是这么说的啊,但是经济人说一定要得到银行的贷款许可才可以,不知道到底怎么回事?
-cici726(瑶瑶);
2003-2-19
(#1050153@0)
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唉,你的经纪人眼光凶啊。
-wise(伯通);
2003-2-19
(#1050166@0)
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我不明白了,现在到底要怎么做了??是先下OFFER,还是先银行。。。??请各位指点
-cici726(瑶瑶);
2003-2-19
(#1050170@0)
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You agent may think that you have a high chance to fail to get the mortgage approved. So he or she doesn't want to waste time.
-userid1(瞎踢);
2003-2-19
(#1050181@0)
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这个我清楚,但是实际应该怎么做呢?到底是先贷款还是先OFFER?如果向银行贷款的数目的15万,下OFFER后讲价少了2000快,那银行能给减去吗?
-cici726(瑶瑶);
2003-2-19
(#1050189@0)
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sure.
-userid1(瞎踢);
2003-2-19
(#1050198@0)
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u need to go to ur bank to get a pre-approval. It shows how much u can loan and what the interest is. It's good to have it before you start home-search.
-farmer(农夫®);
2003-2-19
(#1050209@0)